The cheapest cars in terms of insurance for 2021
Buying cheap car insurance doesn't necessarily mean sacrificing comfort or style.
There are tons of great looking vehicles, packed with the latest gadgets, that won't lead to high premiums.
But with so many cars, it's a bit confusing where to start.
We've scoured the market to spot some of the most attractive contenders who combine style with performance - and affordability.
If you are thinking of getting one of these low-cost cars, you may want to consider a car finance package comparison while you are at it.
Honorable Mention:
The amount of policy costs depends largely on the insurance package for your vehicle. There are 50 insurance groups in total.
Factors that dictate the combination include the vehicle's value, performance, safety and security, and repair costs.
Generally speaking, cars in lower insurance packages are usually cheaper to cover because they are smaller, cheaper to repair, and more economical because they have less powerful engines.
Volkswagen up - insurance group 1
Who among us does not like this little beauty? Volkswagen has a long-standing reputation for producing cars that are economical, spacious, reliable, and also fun.
This model is part of the new "city car" line, measuring 3.6 meters in length and 1.91 meters in width. The main competitors in this area are the Seat Mi and Skoda Citigo.
You can get behind the wheel for just over £ 9,000, although there are plenty of options to fit your needs and budget.
Nissan Micra - insurance group 1
The latest version of Micra has a look that varies opinions. But what there is no doubt is that this is a well-built, easy to drive and inexpensive car.
There are four versions of this fifth edition - Visia +, Acenta, N-Sport, and Tekna, with prices ranging from £ 14,000 to just over £ 18,000.
Nissan prides itself on offering multiple configurations to enable owners of the stylish five-door hatchback to express themselves.
Smart EQ Forfour - insurance group 11
We'll all drive electric vehicles one day - this is a great example for those who want a four-seat option to move around town.
This compact car has a range of about 70 miles, can cover 0-62 mph in 12.7 seconds, and has a top speed set at 80 mph.
Helpful tools include Active Brake Assist, which gives a warning when you are getting too close to another vehicle. It also provides a convenient space for charging.
The EQ Smart Control app lets you monitor the current battery health and range - all via your smartphone. Prices start at around £ 20,000.
Ford Fiesta - insurance group 2
Can you remember a time before the Ford Fiesta? For more than 40 years, various versions of this compact car have been the favorite of motorists.
It's not hard to see why. It is well built, economical to operate, easy to drive, and fairly cheap to repair.
There are plenty of model options, starting at around £ 16,000 for the trend. There are three and five doors, as well as various engine options.
SEAT Ibiza - insurance group 2
Another name has been around for a long time. Make no mistake, these are durable, well-built cars and it's easy to see why they build their loyal following.
This remarkable Spanish competitor has proven itself more than a worthy competitor to the likes of Ford's Fiesta, Vauxhall's Corsa, and Renault Clio.
Prices for the new Ibizas start at around £ 16,000 and come with 15-inch alloy wheels, a 6.5-inch color touchscreen, and metallic paint, although there is plenty of engine and color options.
Skoda CITIGO-e iV
Few brands change their reputation better than Skoda. From just joking 30 years ago, they now flaunt an elegant and well-stocked kit.
A good example is CITIGO-e iV. The manufacturer's first fully electric vehicle to have a decent range of 170 miles, with prices starting at around £ 17,000.
Meanwhile, Citigo petrol is still available on the used car market, with certified models available for under £ 10,000.
Hyundai i10 - insurance group 1
One of the best compact city cars on the market. The stylish i10 is great looking and extremely affordable, with prices starting at under £ 10,000.
As usual, there are different models to choose from, with the S offering five seats, an immobilizer, a tire pressure monitoring system, and electric front windows.
Meanwhile, the Premium SE has a host of gadgets, including heated front seats, parking sensors and keyless entry with an engine start/stop button.
Fiat Panda - insurance group 3
Millions of pandas have rolled off production lines since this rickety car arrived on the scene more than three decades ago.
There are some very premium versions of the latest Panda release. A city car, for example, costs around £ 10,000 and is great for negotiating with heavy traffic.
Then you have the powerful Panda Cross 4x4, with an all-wheel drive, and an all-terrain selector that gives you access to automatic control off-road and off-grades.
Toyota Yaris Y20 - insurance group 8
Yaris has been around for two decades, and the latest version is a great looking example that could be yours for around £ 17,000.
Standard equipment includes 16-inch gray aluminum-alloy wheels, a stylish lower grille, body-colored door mirrors, privacy glass, and home-tracking headlights.
Needless to say, there are a host of optional extras available for this stylish little car, including the chrome tailpipe and side sills.
Kia Rio - insurance group 2
Rio has been around, in one form or another, since the late 1990s. Its latest model carries the trend towards elegant, solid, and practical driving.
There's nothing particularly revolutionary about this car but it does exactly what you'd expect - and it looks good doing it.
The Rio "1" costs just over £ 12,000, while the GT-Line S will set you back £ 18,000.
Dacia Logan MCV - insurance group 2
Not everyone wants the comfort of a city car - especially those with families. A potential solution is the Dacia Logan MCV.
Looks great, has plenty of space for five adults, and a nice room in the boot. What's even more impressive is that the prices start at under £ 9,000!
If you are looking for something very roomy, functional, and inexpensive to buy and operate, this makes a compelling argument.
* The lowest insurance package found in all trim levels for each vehicle
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